My strategy is quite the same as you: always fully loaded with stocks + buy & hold for long run dividends income + do reinvestment from dividends income, ...... but subjcet to "stocks switching" at any time to modify the portfolio, when necessary.
In fact, I switch my stocks rarely, especially by using the cash flow to buy some potential growing stock in a subtle way. Also, I would sell some stocks with bad annual financial result at appropriate time.
I quited my job 6 months ago and got a moderate sum of money from my provident fund at that time. In view of relatively high PE of the stock market, I hold cash afterwards. I may be lucky now. My strategy is holding stock for long time time to get dividends income. I hold quite a lot of stocks belonging to banking sector, which I think is bit risky in the near future. My prediction is that there will be another big rise later, probably within this year. My next target will be 778 and 17 . What is your opinion? Sam
You got so many property developers cos(016.HK, 083.HK., 012.HK, 017.HK, ...) + banks(005.HK, 011.HK, 2388.HK, ...), but over past 2 years they have been dropped a lot, e.g. 005.HK dropped half, 016.HK dropped around 20%, though they had paid you some dividends.
Do you think you have been falling in value traps?
Anyway, please forgive my straight talk. I am interesting in the psychologies of different investors.
^_^
P.S. A value trap means on the surface, it appears to offer an investor the opportunity to acquire significant assets and/or earnings relative to market price, promising a chance at much higher-than-average profits than the broader stock market, but it turns out to be illusionary due to any number of factors.
Not really, don't just notice the share price only. We should pay more attention on internal value. It can also provide us with the growing dividend in the long run.
I haven't seen the evidence that the leverage ratio soars rapidly because of participating in the land bid actively. I understand West Kowloon land is the significant land transaction.
真係好高興看見你出文,你係在我網誌第一個留言者,轉眼就四年了.
回覆刪除希望你成功！
刪除我一有留意你的網誌，不過沒留言。
都無乜成績,吾玩了,待生日後去買年金 3m有$16200/每月,遲些做埋逆按,清茶淡飯夠了.
刪除我想我的操作與你不同，即使我退休時，我有子女，希望傳承財富，會持續投資，確保他們有足夠的現金流，可讓他們做自己喜歡的事。
刪除情況與你相同，你亦有位較年輕的太太，希望有足夠抗衡通賬的投資方向及操作。
不過年金的投資回報是你的福利，回報亦算不錯。
刪除我吾想承認,但不得不承認,內子投資技巧比我好,所以我不大太擔心她,可況她在海外有份退休金.
刪除這就好了。最重要是放心投資，顧住自己一個，容易得多，計到數便好。
刪除祝你好運！
今天同價值兄一樣買亞里，我買了300股打算長線看看。加油!
刪除但我買股幾十年都無係乜成績,遲些退休後會學Billyho兄去買3m年金和做逆按,過穩定的簡樸生活。
阿里及騰訊已是我這類人破格持有一點，量不多。
刪除我希望年紀大仍持有股票，當然到時心態又是另一回事，我只是希望投資在對的事，非在年紀的考慮上。
價值兄多D寫blog
回覆刪除我極大部份是買買買，無操作，沒可觀性，長線持有。
刪除分享下心法，互相勉勵，哈哈
刪除日後多交流。
刪除價兄，歡迎回歸！
回覆刪除長期讀者
大家繼續努力!
刪除下次留個名字，方便交流。
Value Sir,
回覆刪除My strategy is quite the same as you: always fully loaded with stocks + buy & hold for long run dividends income + do reinvestment from dividends income, ...... but subjcet to "stocks switching" at any time to modify the portfolio, when necessary.
Good Luck!
^_^
In fact, I switch my stocks rarely, especially by using the cash flow to buy some potential growing stock in a subtle way.
刪除Also, I would sell some stocks with bad annual financial result at appropriate time.
I quited my job 6 months ago and got a moderate sum of money from my provident fund at that time. In view of relatively high PE of the stock market, I hold cash afterwards. I may be lucky now. My strategy is holding stock for long time time to get dividends income. I hold quite a lot of stocks belonging to banking sector, which I think is bit risky in the near future. My prediction is that there will be another big rise later, probably
回覆刪除within this year. My next target will be 778 and 17 . What is your opinion?
Sam
退休的年紀確實是很多人要考慮的地方，除非資產多到再跌多一半到沒影響任何退休生活的質素。
刪除銀行及地產一向是香港最賺錢行業(大路看)，但會否永遠，我亦無方向，因為全球方向慢慢遷移至科技元素，但真正的科技公司在美國公司(適合我)。
我較大份額持有是新地，銀行較分散在匯控，中銀，恒生及三大內銀身上。地產持有較多。
我亦持有17及778，但只屬配角，但講不出實際原因，我希望你也成功！
老實說，現在一刻，地產及銀行亦未真正受到威脅(即生存如否)，如這刻來臨，社會肯定比現時更痛苦，如來，名稱可叫資產崩潰，未必人人頂得住。
刪除多謝你的意見
回覆刪除All in 我覺得在這一刻有一定風險，雖然我覺得3年後的指數應該比現在高
Sam
不過，我總喜歡跌市買多過創新高買。
刪除當然很難估底，我深信持續的股息流，讓我可以較有優勢地持續在低位增持。
3年似乎是一個穩健估算。
Value Sir,
回覆刪除You got so many property developers cos(016.HK, 083.HK., 012.HK, 017.HK, ...) + banks(005.HK, 011.HK, 2388.HK, ...), but over past 2 years they have been dropped a lot, e.g. 005.HK dropped half, 016.HK dropped around 20%, though they had paid you some dividends.
Do you think you have been falling in value traps?
Anyway, please forgive my straight talk. I am interesting in the psychologies of different investors.
^_^
P.S. A value trap means on the surface, it appears to offer an investor the opportunity to acquire significant assets and/or earnings relative to market price, promising a chance at much higher-than-average profits than the broader stock market, but it turns out to be illusionary due to any number of factors.
Not really, don't just notice the share price only. We should pay more attention on internal value. It can also provide us with the growing dividend in the long run.
刪除Apart from HSBC, look back 10-year period, most of them can do that.
刪除In the future, I still evaluate the possibility of the above assumptions.
作者已經移除這則留言。
刪除Value Sir,
刪除016.HK drops to 24,000!
Maybe due to HK protestors are coming back to its malls.
Will you consider to sell a certain % of 016.HK?
^_^
Correction:
刪除016.HK drops to <HK$100!
Correction:
刪除Even HS Index is still >24,000!
I only consider buying more. That moment will be very soon.
刪除The land price dropping affects the share price.
Seems not just "land price dropping" ...
刪除Over past 2~3 years, 016.HK had been usually buying high costly lands, except a West Kowloon land, at open market. This is not good for shareholders.
刪除Instead, 016.HK should exercise "share buy-backs" to maximise its NAV/share.
Otherwise, ...
I haven't seen the evidence that the leverage ratio soars rapidly because of participating in the land bid actively.
刪除I understand West Kowloon land is the significant land transaction.
I would monitor closely the situation you mentioned. Thanks.
刪除